bb4_96

In light of recent threads about school I was wondering how much people are actually spending on college. If it isn't too horribly intrusive I'm curious: your institution, total tuition fees room/board etc, total grants/scholarships etc, what program, total debt afterwards.

I've gotten both my degrees from NIU in ME. I went to cc for two years before that. i got an academic grant to pay for cc so no cost other than cola since I lived on my own. I borrowed a total of 10k subsidized while I was in NIU for pocket change. I got a full ride to NIU courtesy of usaf. My total debt afterwards was -10k after school because I worked the whole way through.

I don't want this to turn into a huge debate I'm just curious as to how much people are spending. Also anybody who is considering not going for fiscal reasons let me know, there are ways to get aid i never even realized until I was in grad school.

tricky_ab

Alright I got my degree in human resources (minor in finance/commerce). My parents put money away for me to go ot school since I was REALLY young so I came out a head when I graduated. I paid for books and any other smaller school related items (laptop, transportation, CHRP designation, etc).

I worked part time during school so I never had a debt balance. I owe my parents a LOT since I was able to come out of school with my shirt on my back.

EDIT:

It was about $4500 a year for 4 years

Silverbullet

I have a defered $20k debt from undergrad that I plan on start making payments on sometime this year. I'd say another $10k was spent out of pocket.

My company is currently paying for my grad school school tuition which I will be finishing in 2013.

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Wheelchair

Here in Georgia, we have the HOPE Scholarship. With it, I did 4 years for FREE, including a study abroad for a year in South Korea.

My pharmacy school debts amount to 50k in subsidized/unsubsidized federal loans.





And I quit pharmacy school...

dudermagee

I'm getting paid to go to school

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bb4_96

care to elaborate?

ManoNegra

Occidental College 1993-1997
BA in Physics
Rode on the coat-tails of affirmative action (yay!), grants and loans
Tuition + Room and Board was ~24k when I started and ~27k per year when I graduated
that was a lot back then
left school with under 10k of low interest loan debt
poor parents so only relied on Work Study for pocket change
(grants/loans didn't allow me to work)

enkei2k

Lots of city/community colleges "pay" you to go to school. Pretty much with all the financial aid, grants, etc given to you exceed the cost of tuition so you get to keep the rest for yourself.

I went to private school in NYC, graduated in 2007 with a BBA in Marketing.

Cost was about 20k a year for 4 years so ~$80k total.
With grants, loans, FA, etc...still ended up being ~40k for 4 years.
Took the half out on loans and other half out of pocket. Still got ~10k in loans to pay back and I'll be good.

If I didn't buy a 240, I would be debt free now and driving a car from the 21st century. True story.

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xquizitditz

Fearell

I went to a tech school and it ended up costing about 47K. That 47K is all out of my pocket, no grants or anything were available to me. I'm now attending a local community college and paying per class until I can transfer to a 4 year and graduate.

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bb4_96

Unless you got caught sellin dope I'd bet you can get some aid

wuddup

Hey OP, what were the "ways of getting aid you didn't even know about"? Would you mind sharing some examples? If it's other areas of money other than fafsa then that would help tons.

Currently going to UCR, halfway through, and government pays for everything since I technically am dirt poor. Fafsa.gov stuff, pell grants, I get paid to go with money left over, but I could use extra to help me through and I recently racked up some debt for summer sesh. So far I'm in debt 3500, but other than that I haven't had to pay for anything for college.

dudermagee

Military veteran so tuition gets waved by state schools.
Fees are about $50 bucks a class, books average about $75 per class.
I qualify for 50% Post 9/11 GI bill so they pay for half of my fees up front, I get about $150 a quarter for books, $800 a month for BAH, and another $300 a month for my kicker (I changed career fields so that is gone but w/e).

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bb4_96

It's a chore to max out fasfa but if you report as dirt poor you might be already. Also if you only have 3500 debt at halfway you're doing better than most.

My situation was that I had made too much money and every time I filed FASFA I wasn't eligible for much. I found out that through my college's financial aid office I could file a request for reevaluation of financial need. The aid I was eligible for more than doubled after that. I also got some academic scholarships and some awards based on my field and a grant because my grandparent served in the korean war. It would probably serve you best to spend a few days hounding the chicks in the financial aid office to find out what they can come up with.

Military reserve components often have big bonuses and other academic finance perks. You could try that if you really wanted to get ahead. I also did a co-op at a company when I was in cc that paid all tuition/books/fees on top of the fact that i got paid to work there. Add that to the scholarships I had and cc was a fiscally rewarding experience.

Also recently I was offered a position in a program to go back to school full time while conducting research part time and it payed a pretty healthy stipend. Key to that one is to identify yourself academically and extracurricularly. Pick up some projects through the college and get 3.0-4.0 gpa and people will start to notice you.

theicecreamdan

I went to community college for all my major prep, I paid tuition for a few years (cc took me a long time) until I realized that I could get that waived. The last two years I took seriously, didn't pay tuition and shared books with my girlfriend.

Then I transferred to UCSD, applied for financial aid. I paid $1000 for my first summer class, and since then I've had a couple grand direct deposited to my checking account at the beginning of every quarter.

I took a $5000 student loan, but even without that I'll be cash positive at the end of next spring when I graduate.

Why it works for me:
Have better than 3.0 GPA
I'm independent (over 24 years old)
I was unemployed most of the tax year before I applied for aid.

fafsa.ed.gov you need to fill this out

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Speed Junky

Why only 50% of post 9/11 bill?

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implayaz9

F grip

msg length

biggie

Had $15k in finanicial aid when I got out, another year of payments left until my education is finally mine. 10 year pay back plan.

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axiomatik

Went to Arizona State for my BSME (1998-2003). National Merit Scholar + Flinn Scholar + Tuition waiver (top 5% of my high school class) = I got paid $7200/year (except for my 5th year, had to pay tuition of ~$2200/yr).

Went to Stanford for my MSME. $32k tuition, $8k housing, money to buy books, food, gas, etc. Financed completely with Student Loans ~$50k in debt. (~$15k paid back so far)

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h2v7

45k...................

word sux

after grants and shizz

25k

TougeLove

after my B.A. and MBA in marketing....0$


did i mention i work for the school? lol free books=WTFOMGAMAZINGGGGGGGGGGG

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nathanong87

b.s. in mechanical engineering from university of maryland . 0$ because i pretty much put all money made from summer internships to tuition. i worked engineering internships for 5 straight summers. i was a commuting student so tuition was around 4k a semester (ie 4k for tuition + 4k for on campus housing (in state))

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azndummie

20k to the UC system and i went to cc so a little more than that...

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BoostSlideWayz

This was off of another thread on here i believe but this video actually does shed some light on what really goes on and i have to say i do agree with this video.. I personally havent been to college in about a year or so but i go to community college its cheap and much easiar to afford. 50 to 80 bucks a class for auto tech.. and its hands on experience and you only need 1 book for ALL the classes.. Pretty awesome. But yeah heres the video

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dudermagee

In order to qualify for 100% you have to do 4 years of active duty time.

To qualify for the minimum of 40% you have to do 90 days of active duty time (6 years of reserve time via annual tours which count as active duty time).
Then its 6 month clips of active duty time for each additional 10%.

I did 6 years (still in) to initially qualify for 40% and had an activation last year for an additional 10% for a total of 50%.

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word sux

my sister got a grant for about 100k


I wish I took highschool a little more seriously..


she also finished her freshman year with a 4.0 gpa

Speed Junky

Where did you get that info?

I just looked it up:


Your actual portion of the above rates depends on the number of months of your post 9/11 active duty service. You will receive:

• 100% - 36 or more total months
  100% - 30 or more consecutive days with a disability-related discharge.
  90% - 30 total months
  80% - 24 total months
  70% - 18 total months
  60% - 12 total months
  50% - 6 total months

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ALTRNTV

$20k for my respiratory therapist degree
$10k for a one year B.S. program
$80k for physician assistant program

dudermagee

Its what the education office told me, not that its really a big difference between 36 months and 48.
I'm not even sure you can enlist active duty for 36 months....
Also I know they made some very recent changes to the Post 9/11 bill so I'm not sure if those are new\old\always been that way.
In any event IDGAF I have what I need.

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ZenkiKid

Wow we must be twins. I have about 20k that I deferred and about 10k out of pocket too. Weird.

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