Speed Junky

No not at all, you're thinking too negative man. He say's that a lot during his briefings when soldiers are gettin lazy or something f*cks up, so he's like, "If you don't like it get out, but you gotta understand the job you have now is the most secured job in the country, you won't find anything out there."

cdlong

Not always the best plan. School loans are usually interest free while you're full time. If you have the cash, it's better to invest it somewhere else, mutual fund, CD, even just a savings account. Better to get 1-2% on your money (and have something for a rainy day) then to pay it down since paying off a no interest loan gets you nothing. It's actually a negative when you consider inflation. Once you graduate, you can make a larger payment than what you would have paid in total otherwise and consolidate the loan to a fairly low rate.

I haven't looked at interest rates in a while but often times, it's still better to drag the payments out after graduation also. You can make more interest on the cash than the loan is costing you and school loan interest is tax deductible.

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steve shadows

. Exactly .

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steve shadows

The biggest thing I can impart on people is the following, and I have made some mistakes myself:

KNOW YOUR TERRITORY - i.e. where and what you are looking to do.

Then don't let anything stop you. You can self-educate yourself in many ways now and use that couple of years after HS as a launching point to start your own thing, get technical training and sharpen your interpersonal and sales skills (even if you're an engineer or a tech) and learn how to really sell yourself. Get a thick skin fast and go for it.

I think if I skipped my degree I'd be where I am now when I was 20-21 but with most of my family in Higher ED it was impossible for me to get out of it. Some European families are stricter than Asian ones fyi lol

PS Sometimes life experience leads you to exactly where you needed to be and money alone should not be the goal. If you're really good at what you do and how you effect the world around you the money or success however you value it will come. Just don't let anyone get in the way of what you love. Even family.

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EDacIouSX

If anyone studied multiple regression here they would know the answer to this problem.

education strongly correlates with wealth/$/success, although it is not the only correlation.

steve shadows

True but if you really TRY to kick ass in a magnet program or solid HS then you can build up your tool box and postive habbits enough so that the rest can be self taught or mastered through practice.

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lflkajfj12123

so you're a locksmith?

duffman1278

Not all college degree's are useless as was mentioned engineering vs sociology. I'm personally in engineering myself and near my under grad and I loved it for the most part. Sure my school wasn't equipped with the latest and greatest technology like the expensive private schools but I did learn a lot from my courses and professors, as well as my peers and friends whom I met through my classes.

Many of them just graduated and are landing really good jobs at big companies with fairly well paying salaries. And in the past I've had jobs that pay me fairly well just because of what I was going to school for.

However I've known business majors and they tell me its very rare for them to get paid internships.

It all comes down to imo the easiness of the degree. The easier it is, usually the more people that graduate from it each year and flood the job market but yet there are so limited jobs out there for them all.

Overall though I loved what I learned and I am more than happy with my decision to go to college and and if willing, I will be trying to go to graduate school.

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24boosted

guaranty

Is it spelled wrong?

Speed Junky

Guarantee

Yes, just found your post ironic.

SochBAT

I laugh at posts with spelling and grammar errors.

Not surprisingly, there are a lot of laughs to be had in this thread.

24boosted

Guaranty | Define Guaranty at Dictionary.com

Really?

s13 4rey

thats life!!! Iam in a 4year nursing program 8 month in, ps: it cost me 100k for it 20k down & 1k per month payment plan set up!!! THIS SHIT BETTER PAY!!!!

lflkajfj12123

Rearry?

Guarantee is correct, guaranty is specifically a noun and only used in legal writing.

24boosted

So it can't be used in the noun form?

lflkajfj12123

Rearry?　　　　　　　　　　　　　

Otto347

Lol I went to school for 4 months and got paid $888 to do so. Granted I got a loan from my parents for about 6 grand to live for those 4 months but im out of school and making around 60 to 80k and ive been doing it for 3 weeks.

I have always though college was stupid. Other than going to learn something to better yourself.

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24boosted

Anyways, back on topic, sort of. To assume a college education will secure a great future or a great job is foolish. A college degree does not mean you will shine above all others. Are there other pathways beside college? Definitely.

Does college reduce your chances of misspelling 'really,' teach you when to capitalize 'sergeant' or the spelling of 'guaranty.' Sometimes.

I don't have a degree in English, journalism or linguistics. English wasn't my first language, but my degree did open up many doors and opportunities. Is 100% perfect grammar required for engineering, chemistry, biology or for graduating college? That depends on the degree. Assuming a college education in any field will provide you with perfect grammar in English is remedial thinking.

Did I love my college experience? Hells yeah. I'd do it again just for the experience.

Do I turn on my computer and log onto zilvia.net assuming that people even myself will make grammatical or spelling mistakes? Yes. Should I be a grammar nazi and show no humility to the various demographics on this forum? No, that would be childish.

Is it certain that you will be successful after college as the video had implied in the beginning? That depends on you. Working at McDonald's is an option that the lady in the video had suggested.

Otto347

I can imagine this would only work if you lived on campus or in an apt complex that had a lot of your schools students in it? Kind of like the experience of living with the people you go to school with?

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soon2bs13

subscribed so i can watch it later.

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BoostSlideWayz

yeah i agree with this video..... its too expensive for certain people to go to private or legit colleges.. all i can go to is a comunity college and i dont take full classes.. i only take auto technology.. its affordable at about 60 to 90 bucks a class depending on what you wanna learn... and its just fun.. ill admit i do feel like i am going no where because this last year n a half i have not been able to find a job to keep my daily driver going and its almost like im stuck.. really the only way i would be able to get going again i would need another jump start from my family so i can afford to make my car reliable and find a job.

where i live there arent any places that are hiring and if you want to get hired you have to travel at least 40 to 60 miles.. this video kinda gives me hope for my future.

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SimpleS14

lol @ grammar corrections


This video is very interesting and does raise some questions/concerns on the overall state of this nation. I always wonder what would happen if the student loan securitization became a bust (followed by credit card and auto loan securitization).

I'm glad I worked during my time in college and paid for most of my tuition out of pocket (11k in loans).

I was always under the impression that the cost of college was on the raise to shun students from applying and reduce class sizes, but now I see that's far from the case.

I doubt I will go back for my Masters, I'm going to cert. route and take specialized courses. Depending on what fields you're in, having a cert. can lead to an increase opportunity to land the job you want. However, I still believe it's all about who you know, not what you know.

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zeitgeist

If there is any class we should be forced to take, its should be how to manage one's finances. Ive never met so many grown college students/graduates whom dont know how to write a check or put any money away for savings.

Walperstyle

^agreed

Kids should read these:






If you live in Canada... This is also very good

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SimpleS14

+1For Automatic Millionaire

I have that book and I wish I read it during my HS days.

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dudermagee

My wife did the same thing and only had to take out 15k for a 4 year school (would have cost her about 60k). I paid off my loan from my tech school in about 2 years by making 4 times the minimum payment. I never take out car loans and if I do I make 2-3 times the payment. Starting next month I'll be paying an extra $400 a month towards my mortgage, when I pay off my car I'll be paying $700.

On top of that I'm going to get my BA in IT with a minor in management, then I'm going to get my Executive MBA through UCONN's 1.5 year accelerated course. And pay for all of that out of pocket.

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Silverbullet

I look at college degrees as another form of networking. Many people would not have their jobs today if it wasn't for certain company to school relationships. Large companies do recruiting at popular colleges all around the country, and that is how they get their staff.

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GabeS14

I would place college degrees in the same category of scams as I would place cable tv packages. You get you you need out of it but 85% of what your paying for goes to the garbage and you don't ever use so it's a big waist of money. Nothing better then specialized courses or 2 year programs that teach you only what you need to know for that specific career

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theicecreamdan

If you only want to do one specific career for the rest of your life.

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