sidewaysil80

Sadly I have been reading alot of business reviews were zilvia members are buying items that they are lead to believe are in stock and then months are going by without anything to show for it nor honest answers from the establishment. Finally, when attempting to cancel they are being told that they must pay absurd "cancellation" fee's if they wish to do so. In most instances the member can't afford to re-order the item elsewhere AND pay the cancellation fee and thus is forced to wait upwards of three, four, sometimes 6 months for an item they were originally told was instock or "shipping next week".

My bank for instance considers it a fraudulent charge if I order something and haven't received it or a tracking number within 30 days. I've had to deal with this on two separate instances with supposed "supporters" of this site. both instances my bank had me fill out a form, contacted the advertiser, and got me a full refund. One outcome after being contacted by my bank the advertiser issued the full refund. The second instance (different advertiser obviously) after being contacted they still refused to issue a refund and my bank immediatley credited my account and took legal action. (I tried to follow up since I'm nosey but they understandably would not disclose the details)

Bottom line is know your banks policies and use them if need be, know what advertiser your buying from (READ THE DAMN REVIEWS), and always ALWAYS try to work out a deal or compromise with advertisers before resorting to financial institution involvement.

If you consider this a stupid thread so be it, but a lot of members here are young and not wise to the way of the world.

Diclaimer:
I'm farrrrrrr from a legal expert and my opinions and suggestions in this post should not be taken as anything other then that...oppinons and suggestions. Furthermore, I'm in no way condoning the abuse or misuse of your banks policies to avoid a cancellation fee. In MOST instances the cancellations fee's are warranted and they are in place to protect the business from people who change and/or cancel their order post shipping and/or after the merchandise is ordered or shipped from the distributor and/or factory. Some advertisers on here abuse that and I am merely trying to help those who have or may fall victum to that.