Insurance help

[cnazzaro240]

hey guys im new to the 240 game but im really trying to get into it, im currently looking to buy one, but the thing i need to know most is how the insurance is gonna be. Im 18 years old i have a clean driving record for a year and i live in NYC, all im looking for is liability, how much do you think its go? Thanks.

[Legoctf]

I pay about 560 every 6 months for liability with theft coverage and some other minor crap for my 240 and I'm only 19

[future]

These threads are stupid. Call your insurance and find out. Too many variables

[DJ-of-E]

Get a 4 cylinder honda accord. Trust me on it, you're better off waiting 2 or 3 years and then reselling for exactly what you'd paid for.

My first car I've owned as a 1985 Toyota Celica GT-S. I live in California and this $700 car still cost me $1200 to insure because I was 18. But hell, it was the best car for me to drive RWD.

[whiterps13]

These threads are totally pointless. Like somebody said, call an agent and get a quote. That is their job.

Im an insurance agent and I have learned to never guess. Your credit, driving history, location, garaging location, liability limits, etc. etc. etc. all affect rates and no two situations are the same.

[andrew600]

lol holy shit thats expensive. mines like 220 every six months.

[cnazzaro240]

Get a 4 cylinder honda accord. Trust me on it, you're better off waiting 2 or 3 years and then reselling for exactly what you'd paid for.

My first car I've owned as a 1985 Toyota Celica GT-S. I live in California and this $700 car still cost me $1200 to insure because I was 18. But hell, it was the best car for me to drive RWD.

ya i get what you sayin, right now i have a 4cyl s10, ive been driving for a year and a half, and i always wanted a 240 because the majority on my friends have them, i figured this summer would be a good time to get one finally get one

[FRpilot]

These threads are totally pointless. Like somebody said, call an agent and get a quote. That is their job.

Im an insurance agent and I have learned to never guess. Your credit, driving history, location, garaging location, liability limits, etc. etc. etc. all affect rates and no two situations are the same.


i didn't think credit history plays a part in it, but i guess the insurance companies have to factor in the money they lose on dead beat customers who pay by installments.

[cnazzaro240]

to the people telling me to call my insurance agent, i cant because im under my parents insurance now, and the insurance company hasent picked up that i have a license, it says theres only 2 drivers in my house, my mom and dad, so if i call and let them know theres an 18 year old driving on it to its gonna jack the price way up. i was just looking for some ideas to what i would have to pay

[EhrikETFG]

you should just put a 350 in the s10 and SIKDR1FT that

[Chl_drifter]

I pay about 560 every 6 months for liability with theft coverage and some other minor crap for my 240 and I'm only 19

I pay 660 for full coverage for 6 months, im 21

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[cnazzaro240]

you should just put a 350 in the s10 and SIKDR1FT that

lol i saw a post a little while ago where a guy put an sr20 in an s10 haha

[shaggy sr]

mine is $90 6 mths for s14 and $160 6 months for r32 skyline and $90 6 months honda minivan. nationwide is the best. geico is gay!

[cnazzaro240]

mine is $90 6 mths for s14 and $160 6 months for r32 skyline and $90 6 months honda minivan. nationwide is the best. geico is gay!

thanks alot dude!

[Kevin_S14]

shut the front door! thats hella cheap for 6 months

[cnazzaro240]

shut the front door! thats hella cheap for 6 months

i know! i know some people my age that pay like 1800 for 6 months!

[fliprayzin240sx]

NJ and NYC has some of the most expensive insurance in the US. I was paying $280 a month for full coverage for my S14 when I was 21 in NJ.

[Robby90]

$700 for a year of liability and uninsured motorist

[dawagarage]

dont dont dont get 'just liability' i made that mistake and im paying for it now.

[slydin240sx]

Liability insurance is garbage.

[Chl_drifter]

I would cry if i had to pay that

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[fliprayzin240sx]

Liability insurance is garbage.

Why the fuck not? Most your insurance will give you no more than $3000 to write off S14s nowadays. Even less for S13s. Save whatever money you get from your insurance to cover your ass when you need to fix the car.