How much are you guys paying for insurance for your Nissan?

[EvenStar]

Please state your car, age, insurance company, the type of coverage you have, and the amount your paying for it monthly. I just need some ideas x_x

[OdessaS13]

92 hatch 19 aaa, liab. ~900/yr (~75/mo.)

[EvenStar]

92 hatch 19 aaa, liab. ~900/yr (~75/mo.)

Hm 18 here. So 75 per month eh? Not sure if prices will vary with me. Some tell me to go with full coverage but I think thats pretty pricey..

Btw, I'm talking about people who pay insurance themselves, not under their parents name.

[mr_240sx]

im 19 turning 20 in july and my 89 240 costs me 650 canadian with full coverage with statefarm! i also have my 05 600rr throught them for 1500 full coverage.... all of these are for the year!

[S13SilviaGirl]

where you are located, how much you drive, what type of insurance you have also plays a huge factor in how much y ou pay.

[mellojoe]

There are TONS of options as far as the amount of coverage you recieve.

You can get away with liability + uninsured motorist in most states. If you are making payments on your car (which I hope you're not, because even the newest cars are 9 years old, now) then you need full coverage to satisfy the lein requirements.

Full coverage for me, when I was 24, was about $167 a month ($2000 per year). At age 25 that dropped to about $1500 per year (a smidge over $120 per month). At age 26, when I got married and got the multi-car family discount, it dropped to about $100 a month.

Now, that is a full beefed up protection plan: 100/300/100 + rental + low deductible. You could easily lower some of the protection and lower the premiums, but (before I got married) when you only have 1 vehicle, it is ESSENTIAL that you can depend on it 100% even if some airhead smashes into your backside while you are stopped at a stoplight.

PS: 4 weeks after I bought the car, some airhead smashed into the back of me while I was stopped at a stoplight. Go figure. But, that was years ago.

[s13powa]

I'm on my dad's insurance. Meaning my name is on the actual insurance.i'm 20
1993 hatch $650/6mo. liability
My dad's '06 Tahoe ZL1 $600/6mo full coverage

that doesn't seem right to me.

[projekt_s13]

20 years old i got a 92 240sx hatch, liability 82.50/ month
forgot the insurance company name.
And i live in oakland.

[WERDdabuilder]

20 this year.
allstate - 73$/month.
had my DL little over a year.

[nrg]

95 nissan 240sx se, 21 years young, all state, liability (15/15/30) & uninsured motorist, 65ish a month ($340 every 6 month). Perfect driver (zero tickets/ no acidents), good student, 5 year driving.

s13powa, it does make sense, your dad is older. I need to check out other insurance company and see what i can get for full coverage. I hear that around the age of 21-25, insurance prices gets cheaper.

mellojoe, said it best.

[Mr. Camshaft]

'89. AAA liability. I pay about 500. 20 yrs old.

[tre]

91 240sx hb
AllState
140/month
Liability
Tickets:
2nd degree negligent
19 over
2 no insurance
6 illegal car mods

I'll have insurance for 6 months shortly and it'll drop. And then i'll add another 91 240sx hb onto insurance :)

[tre]

oh yeah btw i'm 20

[sncs14]

97 240sx
Geico (I saved more than 15%)
23
full coverage, not the cheapy levels either
$504 per six months

[SiI40sx]

insurance? whats that? I just own a 240sx

[95Blue240sx]

sncs14 - that isnt soo bad.

Im 22, 95 s14. Liability for $67/month

Whent i was 18 and first got my license it was about 110/ month.

[zenki_drifter79]

i just got a 96 240 se with 76k miles and the cheapest i can find full coverage for is about 200 a month, wtf, im 17 and live in orlando

[iMAGE976]

i just got a 96 240 se with 76k miles and the cheapest i can find full coverage for is about 200 a month, wtf, im 17 and live in orlando

Your 17 and the 240sx is considered a sports car....so put two and two together you are going to get raped either way.

im 23, liability with uninsured motorist with AAA i only pay about 50-60 a month. thats because the car is under both me and my pops.

[MELLO*SOS]

I'm 24 in Las Vegas, NV with a speeding and an at-fault iirc... My 92 s13 with state minimum was $675 or so per 6 months = $112/mo. I added my 2006 Xterra with full coverage and put my GF (with at-fault & speeding also) on it and now I pay $900/6 months = $150ish per month. Thru Progressive.com

[dougw714]

34 astoria,ny 1860/6 months/Liability.Ny is expensive

[altimas]

91 Hatch, 21yrs, Geico online, liability only, $52/mo. No accidents.

[phreze]

I have esurance liablity only 100/300 on a 1990 I pay $54 a month, I'm 23.

With all the money I saw not buying more coverage I have cash in case something does happen. The way I see it is that it something gets fucked up its probably gonna be an aftermarket part they wont want to pay out for anyway.

[reefer1114]

21 years old
1990 240sx basemodel fastback - under my name
allstate
liability
$398/year

i cant wait till im 25 hahahahhaha

[P4rD0nM3]

23 Yrs Old
1990 Nissan 240SX Fastback
Farmers
Liability
$80/month (Got tickets)

[snatch13]

19 Years Old (still on my parents plan cuz I'm a good driver :) )
1991 Nissan 240SX Fastback (Year-round, liabililty)
1995 Nissan 240SX SE (6 Months, full coverage)
State Farm
$850/year for everything (yes I got the good student discount and safe driver discount)

[Slippin'eight-nine]

25_$400/6months_full coverage- multicar - Statefarm
Geico wanted twice that!:bite:

[TokyoNights]

you know what sucks
paying insurance on a car you only drive to and at events
someone make street racecar insurance hahah
fuck I want to trailer

[mellojoe]

A quick insurance tip:

Go to the same agent your family uses. Most agents can set you up with a discount if they know your family is giving them business too. Its like buying a car - if you throw the guy lots of business, he'll usually throw you a discount.

The company sets the prices, but the agent can give you "preferred" status.

[fliprayzin240sx]

Dont ask and I wont tell...it hurts my feelings too much.

[BLiTz]

Yea what can you get thats less than liability, for the not daily drivers...

[TheSquidd]

Liability only,

1991 240sx CPE
1987 Subaru GL Wagon

1490 a year. Woot.... :rl:

[s13powa]

s13powa, it does make sense, your dad is older.

some of these guys are around 19-20yrs old. paying less than 100 a month.
I'm paying over a 100, with only a "no insurance and reg." ticket. Which was
BS b/c i had just gotten the car a day before.

[cosil8e]

35yrs, 1990 240sx and 02 wrx, state farm, full coverage on both, $114 and some change per month. i'm old and one of the cars is insured for recreational purposes which i think is mainly 10,000 miles or less per year. i forget which one though.

[ALTRNTV]

21 years old
1991 240sx Coupe
California Casualty
I just have the basic necessities of what I need
$110 a month

[hernameissilvia]

Im 21, and pay $167/month for s14/full and s13/recreational use.

[Yuri]

25yr old male
USAA
Liability
89 coupe
multiple car discount
california resident discount
safe driver discount
clean record

about $216 per year

Another reason I'm building a second S13
Funny thing is the hatch costs $1 more per year than the coupe.

[ms!3]

i dont pay my insurance yet, my parents do but im 16 with a 1993 Coupe with liabiltity and ive got a clean record of no tickets and its 800 something every 6 months.

[HerbReal]

22, Male
i pay around $160 every six months under liabililty coverage.
My family is one of the big accounts that my insurance agent has. Considering 8+ cars insured.

Herb

[R34SKYLINE]

Im 30 and I pay $42 a month for SR22 insurance/liability on my S13 coupe.

[snatch13]

you know what sucks
paying insurance on a car you only drive to and at events
someone make street racecar insurance hahah
fuck I want to trailer

Can't you get like showcar insurance or something... I have no idea who does it or how much it is, but I know of some guy around here that insures his car for 6 months and he can only put 7500 miles on it in that 6 months. He said it was really cheap. Just a thought.

[TheSquidd]

It's called "Pleasure" insurance. You only drive the car for pleasure, not for work. Something like less than 1000 miles a year. I have it. Saved me a good chunk of cash.

[Bushido]

im 20 years old, 21 in july. and i'm currently spending 220 per month for the bare minimum liability.
:Owned:
im getting raped compared to you guys. currently im under my parents policy, i was quoted 370 per month by esurance.com for the bare minimum insurance they offer.
i had an accident in 1999, and i suppsoe this is the reason its so expensive. is my insurance ever going to get cheaper??!

[alexchanman]

2k and counting......

im in boston and under 21, no accidents or anything besides some speeding tix.

[MugeNismo]

18 years young, Geico (dont work there it sux), I pay $150 8 months a year, only liability, stock RHS13, no tickets yet, and a discount for working there.... I hate geckos

[flynhigh]

20, farmers insurance group, full coverage on 2003 dodge ram quad cab and liability only on the 240z costs 900 a year and i on my own insurance

[VROOOM]

28
98 240sx
state farm
full coverage
63.65 per month
engaged in a speed contest ticket (street racing) from 2003

im on my parents insurance cuz mine is too high, i just have the bill sent to my parents (i pay it) and the insurance company doesnt care. when i first got my street racing ticket my insurance went from $60 to 150$ and then went down, i think the insurance company messed up. but i wont say anything.

[jd-17]

17
92 Coupe
geico
$200 a month
no accidents no tickets
on my parents insurance


damn that seems high comapred to most of you guys