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08-21-2011 until 08-21-2030
Phlip
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Join Date: Sep 2002
Location: In my supervillain's lair
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Before paying via PayPal as "Gift" or via Zelle/Venmo/Cashapp...

Buyers:
Remember, that paying as "gift" removes your protection as a buyer, because paypal sees it as nothing disputable if it was a gift.
This leaves the door WIDE open for someone to screw you on a transaction with you left no available options to dispute and get your money back.
All other major P2P payment options have ZERO protections, your money is gone as soon as you've sent it, so I strongly suggest NOT using those methods unless with someone you know personally and legitimately trust.

Sellers:
If we catch anyone openly requesting to be paid as "gift," or by other otherise unsecure payment options, then it will be treated as if they're trying to take someone for their money and the thread will be closed, deleted or edited accordingly. I know that many are doing it because paypal fees, despite being in terms and conditions that all who use it agreed to, are ball-bustingly high these days (<--sarcasm). As a staff, we are tired of the PM that goes:
Quote:
[user] never sent me something I paid him for and says I never paid, when I sent the money to him on [date], but he asked me to mark it as "gift" so I wouldn't have to pay fees. Can you give me his real name, address, phone number, SSN, birthdate and city of birth so I can file a police report?
For the record, the ONLY information we have on any user is an email address and DOB, if you paid via paypal, you have more information on them than we do. So don't ask.

At the end of the day, if you trust a stranger enough with your money to give it to them in a manner that you are not protected, then you are partially in control of your own peril.
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Originally Posted by Ignignokt
"Getting it is easy... filling it with illegal substances and sending it across the border is not."
And I write too!
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