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Old 10-31-2018, 11:38 PM   #1
DriFTech
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R32 GT-R - Info on how you can finance it.

Made this quick vid and want to share this info for anyone interested in buying a R32 GT-R and looking to figure out how to finance it. Definitely worth a watch. Like, share and subscribe! Thanks!

https://youtu.be/-y6rKlmYbsg
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Old 11-01-2018, 06:04 AM   #2
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I never understood why people finance a 25 year old 20k-30k car, always seemed like a pretty poor financial decision to me.
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Old 11-01-2018, 07:17 AM   #3
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Anything for the ‘gram, +1 for your channel. YouTube channel hustle is hard
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Old 11-01-2018, 07:25 AM   #4
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Call me crazy but I’m not much of an R chassis guy. I can completely understand their status and appreciate the builds but just never grew fond of it. With those prices too, one would have to fall in my lap practically for me to get one. They will start flooding here soon I believe, I already see a ton here in California.
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Old 11-01-2018, 07:44 AM   #5
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........They will start flooding here soon I believe, I already see a ton here in California.
People have been saying that for a few years now, however than hasn't stop prices from inflating at a fairly steady rate.

A proper stateside R32 is easily $30+K at this point. A reasonable one is still $25K

R33 is the red headed step child (which I much prefer). They can be had for 15-20K USD worldwide

The R34 has attained and surpassed "Uber" status as they are circulating for $40+ K world wide for a bog standard white/silver 1999 with high KMs.
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Old 11-01-2018, 07:49 AM   #6
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Great points, when I said flood I didn’t mean prices drop. I just meant as we get closer to the 25 year rule as each year goes by more and more will come. I don’t see a drop in pricing for these cars ever. Not when our S chassis are going for $5k+ for a cllean stock body with light mods. Other vehicles of these years even more, FD’s rolling shells for almost $10k. Just the other day saw a guy listed a 94 NSX with rims and some interior mods for $60k....crazy.
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Old 11-01-2018, 08:02 AM   #7
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I am privy to one in the parking lot adjacent to my work place every single day. And I am pretty sure the guy works @ Starbucks and/or Whole Foods
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Old 11-01-2018, 08:03 AM   #8
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I never understood why people finance a 25 year old 20k-30k car, always seemed like a pretty poor financial decision to me.
It's because you can use your cash for things that will pay a better return and outweigh and pay your costs of loan interest
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Old 11-01-2018, 08:29 AM   #9
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I never understood why people finance a 25 year old 20k-30k car, always seemed like a pretty poor financial decision to me.
Although in practice that sounds like a terrible life decision and I agree with your statement, there are few exceptions. The R32 GTR is one exception as prices will continue to increase as more fan bois have access to more discretionary funds.

In addition, as mentioned above, one can move the equity in to a market with a higher ROI. Fairly close to a Win win.
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Old 11-01-2018, 09:28 AM   #10
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I never understood why people finance a 25 year old 20k-30k car, always seemed like a pretty poor financial decision to me.
Theres an importing company (wont say who) that has said in the past that alot of people finance them too.

Horrible decision on the buyer but hey as long as the importing company makes their money thats on the buyer on how they wanna pay for it.

But RalliArt has a point... R32 GTRs will always hold their value if not will increase.
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Old 11-01-2018, 09:39 AM   #11
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Quote:
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I never understood why people finance a 25 year old 20k-30k car, always seemed like a pretty poor financial decision to me.
Please explain.

I was fortunate enough to have the means to pay cash for my R32 but not everyone can pay cash for this vehicle or any other vehicle for that matter, regardless, the difference is that I would consider this an appreciating asset versus a depreciating asset and no other vehicle in it's class has stated book values that compares to it - not the Supra, NSX, FD RX-7's, 240sx, AE86's, etc. I would also consider this a collector vehicle so I rather invest in a collector vehicle rather than a non-collector. I understand the interest you may end up paying if you end up financing, but I think the appreciation outweighs the interest charges overall.

All of the above mentioned vehicles as an example have 'street value' but its street value doesn't compare to its actual book value, so for car enthusiasts, they're worth it, and for the banks they're not. Obviously, these two values are very different - street value is what someone is willing to pay and book value is your collateral. If anyone could, take advantage of both.

All in all, I don't want to be that guy that wish I would've bought one 20 years ago and come to see it's worth a ton. There are a lot of things out there that we all wish we would've jumped in on but didn't, and I could be completely wrong about it but hey, at least I own a car that I've always dreamed of owning, so personally, it's a win-win.

Btw, this is by no means an argument but just simply stating my own personal opinion. Have a great day!
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