RiversideS13

Do you have credit card or school debt? I think you could enjoy the luxury of move out only if you have at least 6 months income saved up for emergency. If your parents are cool for you to stay home, that is great and will save you a bunch of money and drama. like many people said, save up for a purchase, it has to start somewhere. or even save up for investment or start your own business. However, it sounds like you pretty much had your mind set for move out as you dislike your folks area and you paid them anyway (you are helping them with payments, that's nice. i assuming 650 including all? maybe even foods too?). $600 is not enough for me as monthly as i spend most on gas and dine out (typically 1k total). you would better wish you never get traffic ticket, accident, computer and car never fail, never had to pay for a date, buying new car parts, get sick that requires you to pay some copay and medications, new cloth, no stolen property ....etc. ultimately it is your choice if you are up for taking the risk and if your folk can help you out if worst scenario happened.