|
Standard practice. What they are trying to do is feel out your insurance levels on decision to sue. Don't worry about it. Unless you have bank that is readily available they will figure out they have maxed you out and give up.
I got hit coming out of my driveway about 5 years ago now. The people were speeding, it totaled a SR powered S13 I was driving. It got ruled against me because I was turning left, fact is they punched it after coming around a corner a quarter of a block down the street.
Someone called an ambulance because they had a little girl in the back seat not even properly belted in.
They told the EMt's they had no injuries.
6 months later I get a call from my insurance company asking me the same question your company asked you. Told me the party had decided to retain a accident attorney I.e. Scumbag ambulance chaser.
They were declaring injuries, at the time my assets were well secured and out of reach. So I said sure let them know my limits I have nothing they can sue for.
Now I carry 100,000 coverage because honestly think about it. One accident with two new cars and possible injuries could rack up bills in excess of 50-60k
The state standards are riducously low compared to the cost of Cars these days and medical costs.
|