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I'm currently running event in social..i simply wrote a waiver for the owner stating that any damage/ injury /ect doesn't apply to him.. have all drive sign a waiver stating they are at fault for any damages to the property and other around them during the even.. YOU MUST BE FIRM AT THE EVENT.."any BS will get you kicked out" take control and if they don't listen regardless if they are you friend kick them out asap..
know as for insurance or fire rescue you could simply talk to your fire department for that and a property insurance agency..seeing how your in HI I'm sure you could just skip the whole insurance and just create a really good waiver
hope this helps ..
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