How much debt do you owe?
 

I'm sure not a lot of people here can say they're debt free. Statistics say that Americans are over grand total of over $1 trillion dollars in debt. What about you?

35-55 grand...im 22 years old


student loans..and a repossesed car..thanks to my whore ex girlfriend

Debt free here though i almost went into bebt when i spun a rod bearing. around 2g's for a rebuild. this past paycheck puts me just past the spot

Loan for my advan charge :ugh:... I owe like $1500ish still...

im way in the hole.i owe the state of california about 17k, for court fees and all kinds of traffic tickets.even if i sold both my cars i would still be in the hole a couple g's. thinkin about just goin back to jail and servin time in exchange for payment.....uggggg:cry:

I think my car loan is about $15k and my student loan is $45k... x_x

2k for rims i bought :(

Probably somewhere around 4k.

I'm 19.

Debt free, although I don't know how much longer that'll remain a fact.

Oops. I clicked 0-1k instead of debt free.

I don't like spending money I don't really have.

i have about 4k in tickets but fuck that shit imma serve the time hahaha shit its only two weeks inthere and i aint taking no showers hahahah what what in the...

The interesting thing about our current monetary system is the fact that debt is money.

14k on credit card but I can account for most of it. Spent way to much on my car this summer.

11k left from school, and i'm going back to school next year, hooray.

damn right. i cash out my parts. i dont like credit cards and putting myself in big debt.

none that Im aware of.

Debt free until January, then it's tuition only into a student loan.

School has me on lock

on the top of my head i prolly owe about 20k total...half in credit cards...and the other half is on court fees/fines, and lawyer feez.
keepin my ass out of the the "Vacation Island"

119k mortgage.... ugh im 22 yrs old and in the hole for 25yrs lol.

I owe like 18k on my versa.

And I think 16k on my civic.

And 6k to my dad lol.

180sx is 100% mine though lol.

damn 22 and have a house and toys to play with...what is ur gig...i gotta to be doin what u doin...it seems that all ur debts are for the positive...

I was down to only about 3k in mostly a student loan and a little bit on a credit card. This las month I put on about $1500 on a credit card moving back to cali.

What really sucks is that I got a nice raise moving out here, but I have less money left over after all my bills and expenses for the month.

$5,671.10

Car accident from a few years back. Was driving "my" car, which was under my mom's insurance, which she had neglected to tell me expired two days prior, got into an accident... Cop said it was my fault - I was turning on a green arrow, the bitch ran a red light and hit me, how the FUCK is that MY fault?! ...So, I got stuck with the bill for the damages to the other car - $10,187.10 - Thanks Mom.

Other than that little piece of nonsense... No other debts here.

After college probably gone be around 12-15k

probably almost 30g when school is done.

daaamn im debt free baby on the flip side im + thousands of dallas at 19

at least 3K lol, tickets, impound yard, bills

30k in school loans, graduated 2004
205k in house loan(split between me and her)
under 1k in all credit
5k in a timeshare(split between me and her, thinking about selling to make profit)
6k in a Jeep wrangler
240sx is mine (but I got to buy parts to complete the build)

I'm 26yrs old.

Yea you didn't have an option for more then 250,000.

Mortgage
School loans
Misc debt

Well over $250k.

i got a career going in digital multimedia... so ugh... flash, web, motion graphics, and 3d animation.

most of the money comes from freelancing [the amount of work i get is directly proportional to the parts I get for my 180sx lol] but I also got a steady 9-5 doing the same stuff which pays the bills/mortgage/car payments. on the weekends i help out at my uncles computer store slinging parts for $9hr + (a lot of) commission. Once I got a steady freelancing "pool" I'll be quitting my uncle's place though as customers seem to be getting more ignorant and retardedly cheaper as the days go by....

22, 12k in debt..
had to buy a civic 4dr when my 240 spun a bearing and blew the head gasket.
its always that unexpected shit.

about 20k in debt (my car). at one point i had 15k in credit card debt but i finally paid that shit off and cut up all my credit cards. cash or nothing now.

about 6 k in cards and 6 k in school, so far.

I'm about 6k indebt. Maxing out a credit card for car parts always seems like a good idea at the time haha

5K loan for bike
6K in CC's
110K in the house.

Net worth should be well into positive by the end of the year.

Man all of you guys with credit card debt should make a plan and pay that shit off as quick as possible. 15-30% adds up quick, a buddy of mine racked up $55k in debt by the time he was 22, he's just now digging out of the hole after 6 years of Ramen noodles and driving a Geo.

310k Mortgage for 40 fricken years.
16k '03 silverado
5k '90 180SX
3k credit card.

Only 21. life sucks....

the key to it all is, and i know im only 22 and saying this but being responsible and putting off that turbo, intercooler, or new block etc. until you actually have the money

Its always so easy to get yourself in debt but hard as hell to get out. Just the way credit card companies like it. I recommend you guys see the credit card documentary called Maxed Out. It documents the cruel reality of credit card companies and the collectors who will stop at nothing to make you pay your debt.

True. Very few people, not just Americans enjoy the benefits of delayed gratification.

I have consistently held back from buying expensive cars and buying a house because I don't want to commit myself to a standard of living that is not easily kept up when the economy slouches. Good thing, now I'm married and back in school but I didn't have to really change anything other than I haven't finished my S13 that I planned on having done in Feb. :P

I'm 23 with about 21k in CC and Loans, plus another 20k in more student loans.

no debt but only because my school is totally getting covered by grants =)...thank god my mom only made an accumulated 18k in the past two years =/

5.2K and that is to finish my school loans!!!!!!!!!!!!!!!!!!!!!!!!

so take school seriously and get it done then help your moms with some dough once it starts rolling in:snoop:!

450k - Mortgage
13k - 04 Mitsubishi Endeavor
10k - 01 Lexus GS300
5k - Credit Cards
10000000k - baby

Only 23, on the bright side my LS1 RX7 is paid for.

car payments = debt... technically. so i have over 10k left on that.

without car payments, im $2600 in the hole to my dad.

34,
All debt = $9900.00.

Net worth is well into the positive however. I started saving at 23. A little bit here and there adds up exponentially. Money Market CDs and the 401K/Roth iras have done us well. Start saving now kiddies. You'll be my age before you know it.

0-1K but when I am out of school the little number will be about 100K. UGH!

21, Roughly 9-10k or so between school loans, IS300, motorcycle, and a little bit of CC debt. Nothing bad though I think.

With the motor build on my S14 about to commence, I won't be more in debt just mo broke. I plan to build the motor with all cash or nothing. I would hate to blow it up again and still owe on it :(.

Regards,
Robert

19 and no debt. I own the S13 and I've got a full ride to my University. Woo.

5-6k in cc debt
around 50k in car financing debt.

could be a lot worse.

I owe a friend $30

That poll doesn't go high enough for those of us with mortgages.=)

6k in debt. "personal" expenses

31yrs old
89k mortgage
12k '07 searay ski boat
2k credit card debt.
$0 '95 240sx
$0 '00 f150
$0 '93 ford ranger show truck made Minitruckin Magazine last summer
$0 '02 windstar wifes kiddie wagon
$0 '86 olds 442

Debt free.

21 years old.

I hustle for that change to pay for school each semester.

I'll probably take out a student loan to get my M.B.A. if I go back to The University of Tennessee.

That's the reason for non-baller wheels at them moment.

I never understood why people go into debt to buy car parts. If I couldn't afford it, I didn't buy it! Simple!

I feel your pain.

I try to live 100% debt free.

25k in student loans - Graduated.
10K CC
13K Personal Loans

I made a mistake of getting a 10K Cashcall loan a few years ago. Interest on it was like 38 percent. I was doing mortgage loans back then, figured it pay it off in a month. didnt happen. I paid them 10k in payments for 2 years, still owed 9K. Then paid that right off by getting a personal loan recently*

Debt sucks. Atleast my 240 is debt free.

20, and debit free :)

3k for me
credit card

debt free

dont own a credit card

pay for shit with cash.

unless owing money for a ticket counts as debt, in which case i am 120 doll hairs in the hole.

$3,000 or so.

The IRS sent me a letter for $300.00 recently :(

passing 25k this year with student loans! and i still got more years about 2-3! and I'm a junior! woo for social studies, secondary education degree

for the people in alot of debt. i was in debt 15k with just credit cards, i ended up going through credit counseling where they talk to all your credit cards and get them to lower the interest rate by alot(one of my cards was 24% and they got it to 7%) and they will set you up with one payment a month. it worked great for me. i will be all paid off in about 5 month and my credit score was over 750 when i bought my new car so i doubt it hurts your credit. if you would like more info about this PM me. it helped me a bunch.

BTW i am in no way connected to this company, they just helped me alot.

Consolidation is one way however it can screw you up if your not careful. Good to hear your'll be debt free in a few months but for how long? It sure is tempting to buy stuff when you have a good credit score.

there's nothing for 40k+? lol right now i'm like 26k in debt (student loans) but with interest raping me up the ass, i'm going to end up paying up a total of at least 40k+.

i have no credit cards, and i really havent used any for 5 years(how long it too to pay off) so ive basically weened myself form credit cards. oh yeah and self control.

1500 and running

Graduated college completely debt free in 01 w/ a 95 S14 that was all paid off.

Fast forward to today...I'm getting ready to turn 29 and I'm in the hole on a mortgage $90k, and about $20k in loans/credit cards, but my LS1 swapped S14 and 99 Q45 are both paid off.

WTF? I have a Finance degree too...haha. Guess I need to learn how to live within my means or get some roommates.

I have like 8k left on my car

4k left on school which is in collections cause the school magically kept $2000 of my payments and I told them in not paying a penny more till they give me credit for it

2k between three credit cards

I'm in the green, but I'm on my first year of college so... prob won't last long!

23 and Debt free. Positive $25,000 in the bank. But am house shopping so I can say goodbye to that soon!

im only down about 2000 for my car

$380k left on the house, but it's 4.25 % fixed and tax deductible.

i've got zero debt.

busted my ass in high school and got scholarships to pay for it all. i actually MAKE money every semester. I don't plan on going into debt anytime soon, either.

Im 20 and have about 15k on a loan for an enclosed trailer. Atleast theres no college loans to mess with.

bought 7k, 6500 to my parents and ~400 on my CC

340k for the mortgage, 60k for truck payments, 240 is paid! 24..

26k and i still dont give a fuc* !

Finished paying the mortgage off so zero debt, thank god with the things are going right now!

20 and dept free

but not for long probably gonna sell my car and get a new one.

$300 buxks for my first credit card :D

debt free.. I try not to spend anything I cant pay back within the month.. for now.

Or student loans for professional school. Probably about $150k for me when I'm done, obama better not cut doctor pay that much.

wow.. the number of you guys with thousands of $$ debt is staggering

i stick to my debit card so i only spend whats in my bank account but i can see how that gets difficult when you have a home mortgage to pay for..

idk what i'll do by the time i need to purchase a house if i wanna stay out of debt.. i dont think its possible in this country.. unless your from the ballin upper class i guess

around 20k I think. Fuck wyotech, that's all I gotta say. I'm 22.

bout $20k on my truck
around $4k in credit cards
Track car is 100% mine. I can't see how people can put car parts on credit. Then again, i do have bills for shit I shouldn't have gotten. I guess its cuz when i buy car parts i know it will probably break on the track and i will hate paying for it later. I dont live by the stupid saying "you only live once" when it comes to money, but I do like the choices i've made and wouldn't go back on any of them. I feel that getting some debt and staying on top of it helps you grow a little bit. I fucking hate friends that go to school and can't manage their money cuz they get everything handed to them. Like even in this thread some of you say you owe your parents money. Like damn, i wish i could owe my parents money, but they never had it in the first place lol. This thread makes me want to pay off my credit cards tho lol.

SO MUCH DEBT !!!!!!!!!!!! whats going on with you guys!! I hate having to owe 50$ in my credit card