SR powered coupe bites the dust.

[DJ Machine]

93 240sx coupe...3600
SR20DET with acessories.. 4000
Greddy FMIc...700
Semi-race suspension...600

totalling the 240? Priceless

pics coming soon.

[CoasTek240]

wow... what'd you do?

[DJ Machine]

does anyone know much about insurance companies? i know its her fault and her company will pay

i also know they wont total the car and give me 10 grand either

what can i do to ensure that i wont get screwed?

[DJ Machine]

oh by the way, what happened was that an old lady in a buick ran a stop sign and hit me.

[JasonNagra]

Thats fucking terrible. Reason no. 12345639868596059324.899 I need a beater for the daily grind.

[Bliss]

uhh...by having an illegal engine that your insurance most likely didn't know about, don't u wave all your rights?

or something along those lines?

[ZOLTAN]

Oh boy,
A lady in a van took out my 92 coupe not that long ago.
So, I have some constructive advice for you.

The most important thing to remember when dealing with insurance companies is patience. You will get more money out of them if you leave them hanging for awhile. Truthfully insurance companies want to settle with you a.s.a.p. because it is really in their best interest to get you out of their hair quickly.
More than likely their initial offer for a settlement will be grossly inadequate. So, tell them that. And, that you want to be fully compensated for your loss. Be ready to fight.
I personally got lucky and was well compensated.

Now, all of this is assuming that you are 100% NOT at fault.
Because, if you do not have a police report and witnesses fully backing up your side, you might have a tough road ahead of you.

.Eddie.

[lilredstiffy]

If you aren't at fault, the other party's insurance should cover all losses, which would include all your aftermarket stuff.

Just might have to fight them for it, insurance companies suck..

[andrave]

go to a doctor for back pain right away, even if you don't have any.
the chance of settling this quick and getting rid of you before you rack up some large medical bills might be intriquing to them.
Also, who fucking cares what you declared to YOUR insurance?
tell her insurance you have 10 grand worth of mods that she destroyed, and she is gonna fucking replace them.

[old_s13]

Originally posted by andrave
go to a doctor for back pain right away, even if you don't have any.
the chance of settling this quick and getting rid of you before you rack up some large medical bills might be intriquing to them.
Also, who fucking cares what you declared to YOUR insurance?
tell her insurance you have 10 grand worth of mods that she destroyed, and she is gonna fucking replace them.

I agree. You have to think of things from a business perspective: YOUR car was damaged. If the other person is liable, THEY are responsible to put you back to where you started, as if this accident had never happened. So, as long as you have receipts for your materials that were upgraded, you should be fine.

The motor should be fine, no? I can imagine plenty of other things being screwed, but the motors can usually withstand the impact and what not. Anyway, the biggest issues with insurance pop up when you mess up your own car, and you expect YOUR insurance to cover the upgrades (if you have comprehensive/collision). This is why insurance companies offer additional coverage for things like custom stereos, paint, wheels, and other upgrades.

In this case, I dont think it matters that the car's motor is illegal.. the insurance companies arent here to enforce the law, they are here to pay for whatever that other person damaged. Even if the motor is japanese-spec, YOU are the one who has to deal with whatever issues arise from having this motor. They simply need to pay for what was damaged. Imagine if you had a Ford v8 in there, they'de still have to pay for it. Just show them proof as to how much all your upgrades were.

- m

[GamblerZ]

Originally posted by andrave
go to a doctor for back pain right away, even if you don't have any. the chance of settling this quick and getting rid of you before you rack up some large medical bills...

That is a very interesting angle.

[black s13]

i know a girl who got hit, had "some" back pains (really did, but minor) and the persons insurance payed her two times the edical bills for her not to sue. she got payed to get massages everyday...

[andrave]

yeah I used to work in our state house of representatives, had a guy from workers comp speak to me about "back pains."
he said anyone, at any time, can claim "back pains" because they are basically only able to know they are there by the complaints of the person having them.
pretty much if anything happens to you and you want money, claim back pains. They have no way to refute it. You will at least get medical costs, lost wages, and possibly pain and suffering.

[DoctorT]

with this whole back pain thing, a buddy of mine got t-boned in a caddy on the passenger side by a drunk driver who ran a red light. the caddy was so messed up that the passenger side door was 8 inches from his shoulder, but he was totally fine except for a bruise on his hip. he walked away from it and went to the chiropractor right away. the chiropractor said that he had something minor wrong with his hip (slight dislocation or bone bruise or something i dont remember) and wrote it up but there was really nothing that needed to be done because it was not a big deal. this guy ended up getting $700,000 from the drunka**'s insurance company. he paid off his parents house and put the rest of it in a retirement fund.

that kinda makes me want to get t-boned on the passenger side with noone else in the car and walk away. seems like a great way to make a few bucks.

[GamblerZ]

Originally posted by DoctorT
that kinda makes me want to get t-boned on the passenger side with noone else in the car and walk away. seems like a great way to make a few bucks.

That is just ridiculous.

[mrmephistopheles]

Originally posted by DoctorT
that kinda makes me want to get t-boned on the passenger side with noone else in the car and walk away. seems like a great way to make a few bucks.

Wow. That's awesome.
That's like saying 'I want to raise everyone's collective insurance rates because I'm greedy', or 'I want something I don't deserve, and everyone has to bend over for me to get it'.

I'm not against insurance payouts and definitely think they underpay, but getting almost a million dollars for a bruised hip is fucking rediculous.
That's my opinion, anyway.

[Silverbullet]

i dont see how having "back pains" will do you any favor. If you goto the doctor after the accedent claiming your back "aches", then the other party's insurance will cover it but dont u have to pay the doctor as well for seeing him? Over all u dont get any gains.

[weirdstyles.net]

I didnt bother to read the last buncha post so deal with.

Pops is a cop and we spoke about the insurance aspects of my car and the potential problems with Insurance companies.


If you had full coverage of your vehicle with aftermarket parts you wont get what you expect cause you broke the rules. The company was insuring a 1993 Nissan 240SX with a KA24DE motor with stock everything. IF you did not notify your insurance company of any changes to the vehicle which effect the Value, Speed, Handling, Saftey, then your SOL for those parts, and quite possibly your entire clame. If you broke their rules, they are able to tell you "piss off" due to a violation of contract.

If SHE had converage, any, you can be compensated if you fight for it. If your vehicle was towed to a lot, let it sit. The Insurance Company is paying by the day for that lot and will have to continue to pay until you sign to have it destroyed or to have it back in your possesion.

The best peice of advise anyone here can give you is to GET A LAWYER. Bite the cost now, get paid later and speak to your insurance company regarding compensation for a lawyer.

Good luck, damn sorry for you.

edit: Who the fuck are you asshole to discuss insurance fraud on this board? What kind of morons are you? I live in Jersey where insurance is right there next to your damn house payment. Get real, getting paid for nothing is nothing short of pistol whipping a old woman for her purse. Sure I sit and dream about winning 50k from a scratch off lotto ticket and dumping it into my car/cars. But at that point you dont have that "feeling". Those who worked their asses off for everything in their car know that "feeling". Its called Pride. Pride in the fact that you showed your commitement and duty to a project, and beat your ass with 45-50 hour work weeks, dealing with bosses you hate, customers you want to kill, employees you want to beat within an inch of their lives and coming home only to work somemore on your startup web development business. But you CANT work on that becuase you have to PUT the parts you bought IN your can. But you CANT do that cause you have fiance who doesnt like cars and just wants to *snuggle* for hours. Thats what, for me, a car is all about. The commitment to a project, and seeing it through. When you can put your CAR on a resume. When you can roll up to an interview IN your resume. Yes, I dedicated myself, leaned what I needed and finished a 5 year project with no help from anyone. Thats a car.

Ok, fine. Get t-bone, hopefully you die, but if not then buy a house and a 2003 Lexus SC430 or your G35. Then live in the house that the other 14,000 people on this board paid for, then drive our car. Cause it will NEVER be your place. It will never be you ride. It will be ours, and you can kiss my ass.


I vote to lock this for the pure fact that ASSHOLE have to be greddy and deceptive and jack up MY insurance cost which could have been put toward my new suspension instead of paying assinine amounts of money to stay legal and protected.

[DoctorT]

wow... sorry to get you guys all riled up like that.

the info in my other post is not true. the about $700,000 was what he ended up getting in total as a settlement from the drunk driver who hit him. i miss spoke when i said that it came from insurance. the insurance took care of the brand new cadillac and the rest was from court.

im sure if your car was reduced to half its size and you were almost KILLED by a drunk driver, you'd want to get everything you could for for that experience too. its totally a freak incident that he even lived with the condition that the car was in. and you'd probably sue that drunk bastard for everything he was worth.

i was trying to say that back pain is a serious thing that people dont take lightly.

P.S. im glad to hear that you are starting your own business, i hope it works out for you. the job you have now must really make your life miserable which leaves you with a lot of anger to vent at noobs on a message board (why do you even read them if the author has less than 100 posts, you know that he is not credible). and as for snuggle time, i think you should try to enjoy it more, it makes her happy which is always a good thing and it racks up points in your corner to cash in later. if you like your car more than your fiance, i think you might want to rethink a few things. -definately dont listen to me though, because i am a noob with only 6 posts

[weirdstyles.net]

Originally posted by DoctorT
wow... sorry to get you guys all riled up like that.

the info in my other post is not true. the about $700,000 was what he ended up getting in total as a settlement from the drunk driver who hit him. i miss spoke when i said that it came from insurance. the insurance took care of the brand new cadillac and the rest was from court.


Dont you think that 700k had to come from some where? Like that drivers Liability insurance?

Originally posted by DoctorT

im sure if your car was reduced to half its size and you were almost KILLED by a drunk driver, you'd want to get everything you could for for that experience too. its totally a freak incident that he even lived with the condition that the car was in. and you'd probably sue that drunk bastard for everything he was worth.

I would sure for my car and compensation for lost work time. I dont run people for money. I would have charges pressed, and have his ass in jail. His fuck up shouldnt reflect on my monthly insurance bill.

Originally posted by DoctorT

i was trying to say that back pain is a serious thing that people dont take lightly.

P.S. im glad to hear that you are starting your own business, i hope it works out for you. the job you have now must really make your life miserable which leaves you with a lot of anger to vent at noobs on a message board (why do you even read them if the author has less than 100 posts, you know that he is not credible).


It has nothing to do with post count, it has to do with insurance fraud the the people it hurts. Honesty will get you much further in every vernture.

Originally posted by DoctorT

and as for snuggle time, i think you should try to enjoy it more, it makes her happy which is always a good thing and it racks up points in your corner to cash in later. if you like your car more than your fiance, i think you might want to rethink a few things. -definately dont listen to me though, because i am a noob with only 6 posts

Careful, life lesson here champ. We dont tell men how to "handle" their women. I enjoy holding my fiance in bed and watching TV. But I have to be as productive as possible in the time I have, thursdays and fridays off, in order to advance my career.

[DoctorT]

you have a PM