What insurance do you have?

[RB180sxChris]

pretty soon im gonna be taking my s14 onto the streets...Im shopping for insurance and im wondering what everyone is paying...opinions on insurance companys that are awesome and who to stay AWAY from lol!

[herbieS13]

I pay 100 a year with usaa

[dreamin240sx]

i pay 54 a month for state farm sucka

[herbieS13]

Congrats you pay 6 times more than I do 100 a YEAR

[statickx991]

i pay 92 every month for minimum. im 23 and have a coulpe carless drivings and some blowing a light and the biggie. DUI that i totaled my m3 in so mine is high

[herbieS13]

DUIs hurt insurance rates so bad lol

[RB180sxChris]

holy shit these are cheap prices hope mine will be under 100 a month!

[Phate]

I pay 55 a month through Geico for my car and renters insurance.

I got in a accident in 2008, totaled my car out, and my rates didnt go up. I dont have any tickets or dui's or any of that nonsense.

[statickx991]

my bad i have progressive. try that snapshop thing now that takes a snapshot of your driving habits and u can get a better deal also. sheeot i should get a discount for just saying that

[Cloud9]

progressive, its like $25 a month for basic w/ glass coverage.

EDIT: prior to turning 25 i paid over $100 lol

[zombiewolf513]

How do you pay $100 a year? That's hard to believe. Either you're skating out by telling them you only drive 5 miles a year, or your parents pay for it and you give them $100.

I pay $56 a month, full coverage on my S13, USAA. Perfect record and my parents and g-parents have had USAA so I get a little discount for that, and a military discount.

They have the best costumer service of any company, insurance or otherwise, I've ever dealt with. I recommend their insurance and banking.

*Edit* Insurance is in NC

[Sneaky Sims]

$100 a year? Prove it.

$71 a month on my s14 full coverage. No tickets etc, cheaper then most in WA but haven't really shopped around.

[RB180sxChris]

^^^^^sounds awesome to bad im not in the military =(

[whereda40at]

damn, i feel like im getting shafted! I have allstate. full coverage on 1 240 and liablitly on the other. I have one small bumper bender a year ago. i pay almost 200 a month. im 23 with no other priors on my driving record. wtf. im going shopping tonight!!!

[blake110491]

$140 a month
statefarm

[zombiewolf513]

"^^^^^sounds awesome to bad im not in the military =("

It's like a $2 discount haha. USAA gives pretty accurate quotes online, too.

[enkei2k]

depends where you are for insurance so asking other people in Nebraska what they pay isn't going to affect YOUR rates in New Jersey.

But to throw in my info since you're nearby...before I turned 25, I was paying 210 a month for bare minimum coverage on my 240 with Progressive. After I turned 25, it went down to 110 a month to slightly better than bare minimum with Geico. I already have the ABS, anti-theft, and defensive driving discounts included in pricing.

[dat411kid]

Yea thats more like it for us....^

I pay roughly $200 for an s14 and a s13....Just liability though

[RB180sxChris]

depends where you are for insurance so asking other people in Nebraska what they pay isn't going to affect YOUR rates in New Jersey.

But to throw in my info since you're nearby...before I turned 25, I was paying 210 a month for bare minimum coverage on my 240 with Progressive. After I turned 25, it went down to 110 a month to slightly better than bare minimum with Geico. I already have the ABS, anti-theft, and defensive driving discounts included in pricing.


Jus curious to see wat pple pay but thanks for the info!

[BDMs14]

$946 pr/6 months with Statefarm. Clean driving record since the age of 17.
NYC sucks ass!

[SaNTi]

$240/month. RHD in Toronto sucks ma balls.

[getagrip]

About 200 a year through AAA..but I'm rollin in a 91 miata right now.

[Broadfield]

How do you pay $100 a year? That's hard to believe. Either you're skating out by telling them you only drive 5 miles a year, or your parents pay for it and you give them $100.

I pay $56 a month, full coverage on my S13, USAA. Perfect record and my parents and g-parents have had USAA so I get a little discount for that, and a military discount.

They have the best costumer service of any company, insurance or otherwise, I've ever dealt with. I recommend their insurance and banking.

*Edit* Insurance is in NC

You can't just ask someone what they pay for insurance.... it's like calling up the Chevrolet dealer and asking how much a Chevy cost!!?!!

If you want to make comparisons, we need to know:

Age
Vehicle
Liability only or full coverage
How much liability is covered
What is the deductible
Male or female
Single or married
Rough idea of driving history and even credit score
Any multi-car discounts, student discounts, security discounts etc.
Location
Insurance Company

[towlie]

$73 through State Farm (monthly)

Thinking of doing some insurance shopping and seeing if I can't lower my rates lol

[s14j]

$64 every 2 months i am 19.
no problems with he law for me.

[One_love_silvia]

$85/ month with state farm. full coverage
im 19 with no tickets, no accidents, and i get a nice lil discount for having good grades in school :>

[blingbling]

How do you pay $100 a year? That's hard to believe. Either you're skating out by telling them you only drive 5 miles a year, or your parents pay for it and you give them $100.

I pay $56 a month, full coverage on my S13, USAA. Perfect record and my parents and g-parents have had USAA so I get a little discount for that, and a military discount.

They have the best costumer service of any company, insurance or otherwise, I've ever dealt with. I recommend their insurance and banking.

*Edit* Insurance is in NC

Same here,

[Kevin_S14]

im a little jelly right now. currently paying $175/month for full coverage!
im 19, with no points. and thats with good student discount! freaking Allstate...

[yetijeff]

70$ a month for one s13. liability. its progressive drive, but i got through wells fargo it makes it easy b/c i bank with them.

[Kodykinns]

Driving around uninsured is retarded. I pay 46 a month for 15/30 liability with uninsured motorist through rmis and I've got an accident on my record I'm 21 male in Cali with a 93 hatch. I was paying almost 200 a moth for full coverage on my 99 accord on my parents policy when I was 18.

[stiizy]

I'm an Insurance Broker hit me up if you need quotes for your home, auto, car, business or even benefits!! i do not SELL insurance

[besTint]

hit up BEB on zilvia. she's has her own insurance agency.

[dmragecm]

24 year old male on my own policy. Few accidents, couple moving violations. Paying $1800 every 6 months for full coverage on an S14

[zombiewolf513]

You can't just ask someone what they pay for insurance.... it's like calling up the Chevrolet dealer and asking how much a Chevy cost!!?!!

Not quite sure why you quoted me.



I'm still interested in knowing how someone can manage paying $8.35 a month for even liability insurance.

Also, driving any distance on public streets without insurance is, well... retarded. Don't do that.

[sr23det]

75 a month for 2 240sx's for liability and 125 for my 3/4 ton truck full coverage

[redline racer510]

23,95 240, liability only,no accidents or tickets=36.90 month

[zombiewolf513]

OP's looking for Pros and Cons for Insurance companies, not just prices.

[Broadfield]

Not quite sure why you quoted me.


Because you couldn't believe he only pays $100/year. You have no idea what his coverage is or any of the other factors I listed. So I was simply stating you cannot compare what he pays to what you pay without knowing a dozen different facts.

For what it's worth I pay $177/month total for the following through State Farm:


My 1992 Nissan 240sx w/full replacement coverage... even on my $50k worth of crap on the car. $100 deductible
My 2004 Acura TL A-Spec Full coverage with a $100 deductible
My wife's 2011 CRV 4WD EX-L Full coverage with a $100 deductible
Home coverage $400,000 worth with a $500 deductible
My wife's wedding ring $10,000 coverage


No accidents, no tickets, married, 37 years old

[zombiewolf513]

Because you couldn't believe he only pays $100/year. You have no idea what his coverage is or any of the other factors I listed. So I was simply stating you cannot compare what he pays to what you pay without knowing a dozen different facts.

Agreed, that's why I was asking how he pays so little.


For what it's worth I pay $177/month total for the following through State Farm:


My 1992 Nissan 240sx w/full replacement coverage... even on my $50k worth of crap on the car. $100 deductible
My 2004 Acura TL A-Spec Full coverage with a $100 deductible
My wife's 2011 CRV 4WD EX-L Full coverage with a $100 deductible
Home coverage $400,000 worth with a $500 deductible
My wife's wedding ring $10,000 coverage


No accidents, no tickets, married, 37 years old

Nice!

[One_love_silvia]

No accidents, no tickets, married, 37 years old

ur my hero.
idt ive ever even heard of someone ur age with no tickets or accidents. then again, besides myself, i dont really know many people MY age with no accidents or tickets haha.

but wow. i plan on keepin my record clean like that. i dont understand how people get into accidents or get tickets.

drive smart, and drive well.
if someone else hits u, then im not sure that counts as an accident on ur insurance unless ur somehow at fault. which brings us back to driving well lol.

[cardoza]

Its a law but I drive like a total of 5 miles a day.

I don't reccomend it to anyone.

God I'm glad I don't live by you. IMO people, like you, that drive without insurance are another one of those leeches on society that make the rest of us pay for their mistakes. To whoever said that when he gets in a wrecks and the person has a $100,000 medical bill that he'll have to pay it, that's not exactly what will happen.

They'll come after him for whatever he's got, and considering he won't even pay for insurance I'm assuming it's not that much... Then the rest of us get to pay for it!

Quit being a fucking moron and at least get minimum liability. Until then I hope the next time you get pulled over and your car gets impounded and you have to pay triple whatever insurance would have cost to get it out.

[cardoza]

On that note, I pay $76/month with SafeCo for $500,000 combined single limit and $5,000 medical payments coverage. Liability only.

22 year old male with nothing on my driving record currently but when I was 17 I had my license suspended which still gets back to my insurance companies until the end of this year I think.

[camaro379ss]

I pay $40/month with state farm. no tickets/no accidents

I am 24 and married
Full Coverage
$500 Deductible

[blingbling]

im a little jelly right now. currently paying $175/month for full coverage!
im 19, with no points. and thats with good student discount! freaking Allstate...

Was the black dude from 24 on their commercials really THAT convincing? Lol

[camaro379ss]

Was the black dude from 24 on their commercials really THAT convincing? Lol

LOL Are you in good hands?....

[Kevin_S14]

Was the black dude from 24 on their commercials really THAT convincing? Lol

once you go black...nevermind. lol

[besTint]

Was the black dude from 24 on their commercials really THAT convincing? Lol

Dennis Haysbert i think is his name. always plays a good guy.

[blingbling]

once you go black...nevermind. lol

Hahaha :rofl: :rofl:

[D.Adams]

I pay $37 a month for comprehensive through Farm Bureau Insurance but im 27 and have a clean driving record.

[Backintoans13]

$49 a month for me, only liability though, don't really care for full coverage at the moment. Once it's not my dd anymore I'll take off the insurance when it's strictly a track car....oh and this is through AllState :-)

[RB180sxChris]

shopping as im typing this...

[Lees_Garage]

AAA
Liability coverage for:
Me (23, 7 yrs driving exp., married, and clean driving record)
My wife (23, 6 month driving exp., married, and clean record

Coverage on:

1996 Volvo 850 Turbo
1990 240sx

$970 a year

My wifes lack of driving exp is killing my rates right now. Waiting till we are 25 and she has 3yrs experience before I replace the Volvo.

[bluuuurr]

USAA. 39 dollars a month for a 96 240sx.

[DataXUnknown]

Holy shit how the hell is everyone paying so little???

I WAS paying about $110 a month with Mercury (on my parents policy back in the day), then I got my own policy and was paying about $98 a month (this is all for liability only btw).

Started getting tickets, got in an accident (not at fault) Mercury took 4 months to give me my check so I threw them out. License was suspended for too many points (many speeding tickets).

Currently, I have the SR22 filed (required), and only 2 or 3 tickets on my record. I'm paying $123 a month for liability only for my 1991 Toyota 4Runner. For awhile I was getting away with a non-owners policy at $56 a month. I am currently with Unitrin Specialty. State of CA

[Rut Ro]

25 year old male. 1990 hatch. Had a red license (restricted) at one time. Couple accidents. $75/ month liability only with Dairyland Auto.

[[email protected]]

adriannas insurance in east la. The only insurance company that would insure me and give me a low price. It's pretty much a piece of paper saying Hey Officer, I have insurance..... (insurance that won't do anything when I am in an accident) I limit my driving time due to that and just go to work and school.

I pay $49 dollars a month liability with an initial $150 dollar start-up fee for a s2000 with a maximum amount of points - 0 accidents
[coverage numbers are depressing]

Trust me, I know I am a retard. Things happen and at least I recognize it after the impounds and lost licenses.

hope this gives people that are in a similiar situation some light that they can actually drive, but at a serious risk against your wellbeing.

If I could take it back I would get a company similar to farmers and save all my receipts for parts and do whatever possible to bring down my monthly.

[RB180sxChris]

so i picked up my insurance $140 a month due to a speeding ticket...i didnt know that DMV points were different from Insurance points all in all i got the s14 on the road happy about that but then again i could of been paying less and start buying parts (^_^)but come june the rate will drop but overall happy=)