Woohhhh one of those heart stop moments

[Red]

I know you guys might not car.. but this is way neat for me. being 22.

Ok so you know how you do those online credit car apps? Well I did a few from the big names.. Visa, Mastercard... ya know. and ever one of them came back saying (You suck. Die!) at least thats how i saw it....

So I go in and talk to my bank, to apply for a credit card, and get a credit check and find out that 6k i'va paid on my car in the last 2 years got me ((( ZERO CREDIT ))) as I say very loudly what the FU**!!!!.. (they told me I would get credit if my dad co-signd) (bull ****) So they told me with zero credit I would have to do one of those secure credit lines.. put in 250$ get a 500$.. So the lady in the bank helps me fill all the crap out. (cuz i'm a tard when stressd) and we send it off. She said 1 week to get to them and 1 more week to get your denile notice..

Well its been 1 week now.. and I loggd onto my online banking to check my fundage to make an order from enjuku (Ken is full of info) and WHAMMMM the heart stops as I see a 2500$$ credit line in my account!!!!!

Ok thats my totaly happy storie

[Naro182]

credit cards are the devil...

or maybe im just irresponsible:(

[SilviaDriver]

OT.

EDIT: heart stopping moment would be if a R34 skyline drove pass u..stopped..the owner walked out..and came up to u and said "u are the new proud owner of this bayside blue R34 of mine, enjoy" or somebody walks up to u on the street, "heres 1 billion dollars..i dont need it..u can have it, have fun"

[mrmephistopheles]

moved thread.

A word of caution: credit is something easily lost, and difficult to replace. I'd recommend spending just a little bit (or even just moving it to another account), unless you absolutely need it.

-Kevin

[AceInHole]

Originally posted by mrmephistopheles
moved thread.

A word of caution: credit is something easily lost, and difficult to replace. I'd recommend spending just a little bit (or even just moving it to another account), unless you absolutely need it.

-Kevin

AMEN.

Be careful with credit. Once it goes bad, it pretty much stays bad.... (ugghh.... stupid turbo).

[Red]

:/ I know. I been paying cash for everything for a few now. But I decided I dont keep enough in the bank to get me out of troubble if lets say... I broke a rod and had to buy a block and get a rebuild..

So I hope this will end up a save my but card, not a screw myself over card...... but I am an impulsive guy...... Like this.

(Rockford Deck 350$)
(2 10's a sub box
(and a 800wat amp 700$)
(4 new 6 1/2's 500$)
(2 new 800w 10's 400$) (becus the others blew up)
(Total 1950$)

(The look on the honda guys face as your metal shakes his mirrors) PRICELESS

For everything els... use cash...

Its funny when you have to turn down slipknot to see if a cops behind you... Cuz I cant see **** while the mirriors are shakin.

[whateverjames]

I about **** when I found out my limit. I just use the credit card for everything like food and gas and pay it off right away online a few times a month, through the website. It builds up your credit the more payments you make on time, even when paying off small balances. I haven't payed interest yet.

[240sxspeedracer1]

Originally posted by Red
:/ I know. I been paying cash for everything for a few now. But I decided I dont keep enough in the bank to get me out of troubble if lets say... I broke a rod and had to buy a block and get a rebuild..

So I hope this will end up a save my but card, not a screw myself over card...... but I am an impulsive guy...... Like this.

(Rockford Deck 350$)
(2 10's a sub box
(and a 800wat amp 700$)
(4 new 6 1/2's 500$)
(2 new 800w 10's 400$) (becus the others blew up)
(Total 1950$)

(The look on the honda guys face as your metal shakes his mirrors) PRICELESS

For everything els... use cash...

Its funny when you have to turn down slipknot to see if a cops behind you... Cuz I cant see **** while the mirriors are shakin.

dude, that was more than impulsive, that was repulsive as well.
Why would u spend 2 Gs on audio when you could have bought something to make u go faster or something for the suspension?

[hookedup240]

Originally posted by 240sxspeedracer1
dude, that was more than impulsive, that was repulsive as well.
Why would u spend 2 Gs on audio when you could have bought something to make u go faster or something for the suspension?


Maybe because he likes to have a good sounding system, I have changed my system 3 times since i got my car 3 years ago. I have spent well over 4k on my system's for my car, which could have bought me a sr swap.

[Red]

Yeah I know I could have got some nice stuff for 2k...

But when I got my car it sounded like ass. all the speakers were blowen, and I dont have a radio at home.. so its the car or nuthin.

[Jeff240sx]

Originally posted by whateverjames
I about **** when I found out my limit. I just use the credit card for everything like food and gas and pay it off right away online a few times a month, through the website. It builds up your credit the more payments you make on time, even when paying off small balances. I haven't payed interest yet.

You're building "B" credit by paying off the balances every month. "B" credit is the same as paying off the electric bill or cell phone bill on time. It's not really good credit, but it's a start. Kinda like "I lent Jimmy $10, and he paid me back when we got to his house.. so he's a good guy."
To build actual credit, you have to carry a balance on the card for AT LEAST one month. That is "A" credit, shows up more, and is much more outstanding when you need a loan. It's like "I loaned Fred 2 grand for an SR, and even though it took him a year to pay me back, I got it all. Fred is a good guy to trust with money."
-Jeff

[SilviaDriver]

Originally posted by Red

(Rockford Deck 350$)
(2 10's a sub box
(and a 800wat amp 700$)
(4 new 6 1/2's 500$)
(2 new 800w 10's 400$) (becus the others blew up)
(Total 1950$)


i get audio for hella cheap. i got..

12 w3v2 + box
JL 250/2 amp
alpine 9815 [worth 500 bucks brand new for 2003, got it for 370]
total: 845

my friend just bought a ****load of stuff that he needs to get rid of i dunno how much of each he has but he has the follow for the following prices..all products below are JL Audio..

W7 12" = 450, W7 10" = 350, W7 13" = 560, W6v2 12" = 300, W6v2 10" = 260, W3v2 10" = 145, W3v2 12" = 155, 300/4 amp = 330, 300/2 = 300, 500/1 = 375, 1000/1 = 670, XR650csi = 225, XR525csi = 200.

Jeff: feel free to cut that if u feel i am advertising..also how did u like the price i gave u on the panasonic?

[whateverjames]

Originally posted by Jeff240sx
You're building "B" credit by paying off the balances every month. "B" credit is the same as paying off the electric bill or cell phone bill on time. It's not really good credit, but it's a start. Kinda like "I lent Jimmy $10, and he paid me back when we got to his house.. so he's a good guy."
To build actual credit, you have to carry a balance on the card for AT LEAST one month. That is "A" credit, shows up more, and is much more outstanding when you need a loan. It's like "I loaned Fred 2 grand for an SR, and even though it took him a year to pay me back, I got it all. Fred is a good guy to trust with money."
-Jeff

Ahh I see. Well, when I went to buy my first new vehicle, they ran my report and I had one of the best credit ratings you could get. My cousin, who worked at the dealer said it was because I had made so many payments on the credit card. I used to have bad credit for a couple years. I guess building the B credit works only with smaller loans such as a car. If I tried to buy a house, they'd laugh at me my pathetic B credit. I don't know if it works like that all the time, but that's how I got my loan. I didn't know that about that. Thanks for the advice.