Insurance!!! Stolen car

[BlueTheTien]

I have a 1995 S14 SE. It has about 120xxx miles on the car. It's lower with Coil and has rims on it. It doesn't have sun roof. Someone stole my car on Tuesday in front of my work :tweak:!!! Anywayz....I was just wondering how much do you guys think my insurance company will pay me? What's a fair price?

[murda-c]

Did you tell them about the coilovers and rims? Do you have receipts for these items?

Really it'll probably be around blue book plus whatever the insurance company decides to give you for your mods.

[punk138]

probably blue book value!

hope you find the F'n thief, or at least your car in one piece.

good luck.

[BlueTheTien]

Thank you guys. At least I haven't put anything that's expensive on the car. I was gonna put my S15 front and new dash on it. Good thing I was lazy! haha

[DMaxUSA]

Traditionaly, insurance companies will give you "replacement" price. So whatever they seem reasonable to replace your car. This is where you have to do research, and start looking through classified ads to find the most expensive S14 that is similar to yours in mileage, and condition.

However, some insurance companies are stingy and will sometimes give you blue book price.

[cserrano86]

I had a 97 SE that got totalled in an accident just a few months ago. Most companies will value the car at the current Book value. My insurance company valued it at just about $7000 so you'll probably be looking at like 5,800 or so, depending if it was auto or manual.

[Bigsyke]

Did you have any anti-theft security at all? alarm?

[!Zar!]

Pic of said car?

[JRas]

they will give you blue book value and maybe pay for mods if you have receipts

how long ago was it stolen? maybe it will be recovered

[BlueTheTien]

Do they go for the retail value or the trade in value? It's a manual but it was originally a auto.
I don't have any anti-theft alarm on it
Here's the pic
http://i224.photobucket.com/albums/dd311/BlueTheTien/IMG00186.jpg

[gtstwincam]

Who's your insurance company?

[orion::S14]

The idea with insurance is to "make you whole again".

So to make you whole, financially...you'd need a similar car.

They will offer you some amount that should equal what it will ACTUALLY cost to replace the car.

...if it's too low, print out a number of for sale ads with similar cars (as few mods as possible, of course)...and submit it.

Then they might give you more, and you can buy one of those cars.

Then you'll be "whole" again.

Simple as that.

- Brian

[s14sr_pwr]

my guess is around 5500-6000? i got 6800 for my 97 base model after accident...