Buying a 96 240SX

[Nismo86]

Hey this is my first post at Zilvia but i have been here a while just browsing i didnt want to post until i got a car but now the chance has come to get a 96 240SX. Yesterday at work i was pushing the shopping carts around the lot. (I work at a grocery store, Stater Bros.) when a black 240 pulled up when the women got out of the car out of no where i asked if she wanted to sell it. She said no she just wants to get rid of it since she just had a baby and its not the car for here now. She said i can just take over payments on the car but i dont know how that works would i have to get my own loan? If you guys could help me that would be great. Oh and how much would insurance be for a 16 year old be for this car. If you guys can answer any of my Q's that would be great and thanks again.

[DSC]

Sweet!

Take over payments is you getting a loan to pay off her loan.

Like if she owes $8,000 still you get a loan for $8,000 to pay off her loan, then you have your own loan...so she's not making any money out of the deal.

Find out how much she has left definitely, she may owe more than the car is worth. Get it checked out by a mechanic before you buy it, no matter what.

Insurance for a 16 year old it too hard to tell. You'd get it as part of your parents policy so it couldn't be too expensive. The 240sx is not a "sports car" but a sports compact car so it's makes insurance little more expensive than most 4 door cars. You can also choose how much coverage to get which can change the price big time. Cover just the other guy or full coverage on your car too? How much of a deductible you choose to have will make a big difference too. Prolly better to just ask your parents about the insurance part.

[transient]

Actually, most insurance companies do list the 240sx as a sports car, mostly due to the fact that it is a RWD car, but the two doors don't exactly help.

[sanmiam]

If you take out a loan for the car then you will have to get full coverage.  full coverage costs me (21, clean record) about 1400 a year.

[DSC]

wow, that sucks.  I guess I got lucky.  My insurance is $10 more a month on my 96 240 than it was the 96 hundai elantra.
<img src="http://www.zilvia.net/f/iB_html/non-cgi/emoticons/satisfied.gif" border="0" valign="absmiddle" alt=':satisfied:'> guess I got lucky

[Nismo86]

Well shes said she has 2 more years of 200 dollars a month so thats what..4800 and the car has 121,000 miles &nbsp;she said it runs good. Man i want the car bad but the problem might be with ME getting a loan.

[SaintlyCharBoy]

in many cases, you can get your parents to cosign a loan, and the bank won't even think twice - you'll get the loan. &nbsp;The trouble is that you'll have crazy insurance, and if you miss payments your parents will kill ya

[WhiteNissanS13]

do you happen to know any other specs of the car, like is it a 5spd or auto, Base, SE, or LE. &nbsp;it seems average if it were a base 5spd with 120,000 miles, which is very high. &nbsp;im 16 i got a s13 for 4000 but the car was in excellent condition. &nbsp;when you find out all the specs, let us know so we can help you.