No More Paypal Fee Charges

[Slidin240Wayz]

Dear Zilvia,

Paypal is used as a device to help the seller and the buyer make transaction over the word wide web. It is a benefit to the seller because it cuts down on the transaction time. It is the seller's choice to accept paypal.

Paypal charges the SELLER a 2.9% + .30 for every transaction that occurs. It is against paypal's rules and regulations for a seller to charge the buyer the "paypal fee."

What bothers me more sometimes is when the seller asks for more than the paypal fee; 4%...5%. It is illegal for an "individual" to accept any finance charge based on percentages; only financial institutions can do so.

Think about EVERY purchase you make on a day to day basis; coffee, McDonald's, gas, TP, etc. These businesses DO NOT ask for the buyer to pay for their fees. Do the well known advertisers ask for more money for a paypal fee; Aspec, Ravspec, Hybrid Performance, Enjuku, Heavy Throttle? NO.

Please forgive the ebay links, but it not of an item:

http://pages.ebay.com/help/policies/listing-surcharges.html

http://www.dgrin.com/archive/index.php/t-5023.html

http://forums.ebay.com/db2/thread.jspa?threadID=1000489514&tstart=0&mod=1178593357843

I used to charge 1.5% but once I learned the rules, I stopped charging the fee.

If a seller decides to accept paypal, it is their reponsibility to pay for the fees and should not be mentioned anywhere. All the sellers have to do is include the cost somewhere in their pricing strategy; in our case the price of the item or shipping. If the seller does not want to lose money on the paypal fee, they can accept personal checks, money orders, or cash.

So please make it a rule to NOT CHARGE paypal fees.

Sincerely,
Carlos Doria

[Cashizslick]

Good point.




However, if Zilvia were to crack down -> sellars would start pricing their items like this:

$100 item + 2.9% = $102.99


I guess the only way around that would be to say that sellars could only charge whole dollar amounts for their items.



Its quite a situation you have brought up. On one hand, we want to obey the policies of paypal, but we also do not want to hurt the marketplace here on Zilvia . .

[SilvStylin45s]

If someone is trying to sell and item and is pissing and moaning over a piddly couple dollars, that doesn't say much about the seller. I would understand if we were talking thousands of dollars and it added up to a decent amount of money. But most of the deals on here are a few hundred dollars. Which means a few bucks here or there. Big deal! I would rather pay pay-pal a few buck here or there for their protection of the seller and buyer then just send a personal check or MO. The fact that you can dispute a transaction and have a chance at getting your money back is worth the couple bucks to me. Nickels and dimes folks...

[PXRdriFT]

I agree. Like Carlos said, add it into the pricing strategy, not after the individuals agree on the final price. It's even more upsetting when the seller says they only accept paypal but then wants you to add in 3% for the fee.

[Slidin240Wayz]

Good point.




However, if Zilvia were to crack down -> sellars would start pricing their items like this:

$100 item + 2.9% = $102.99


I guess the only way around that would be to say that sellars could only charge whole dollar amounts for their items.



Its quite a situation you have brought up. On one hand, we want to obey the policies of paypal, but we also do not want to hurt the marketplace here on Zilvia . .


Then let them. People lowball anyway and the seller usually never gets what they are asking for; it is bartering in the personal second hand market.

If someone is trying to sell and item and is pissing and moaning over a piddly couple dollars, that doesn't say much about the seller. I would understand if we were talking thousands of dollars and it added up to a decent amount of money. But most of the deals on here are a few hundred dollars. Which means a few bucks here or there. Big deal! I would rather pay pay-pal a few buck here or there for their protection of the seller and buyer then just send a personal check or MO. The fact that you can dispute a transaction and have a chance at getting your money back is worth the couple bucks to me. Nickels and dimes folks...

Nickels and dimes add up to alot of money in the end. I have probably paid $1000 in fees as a seller in the last 5 years. Not all transactions are 50-100 dollars, some are in the thousands.

But this has nothing to do with the price of the item. It has to do with the responsibilty of the SELLER to pay for a service that they are using and use a little bit of their brain to work the cost into their pricing strategy.

Carlos

[Cashizslick]

Then let them. People lowball anyway and Nickels and dimes add up to alot of money in the end. I have probably paid $1000 in fees as a seller in the last 5 years. Not all transactions are 50-100 dollars, some are in the thousands.

But this has nothing to do with the price of the item. It has to do with the responsibilty of the SELLER to pay for a service that they are using and use a little bit of their brain to work the cost into their pricing strategy.

Carlos


Thats true. Just work it into your price.

Sellers need to realize that the only reason they are able to sell things on this site is because of the existence of Paypal.


Whenever i have sold anything on here, i have never charged a paypal fee.

Paypal fees are a cost of doing business . . just like the taxes nobody pays when they sell stuff on here.

[RJF]

Zilvia does not charge PayPal fees to our buyers (Premium Members or Advertisers). We "eat" the fees as part of doing business. As for the comapnies that advertise here on Zilvia.net, we cannot tell them how to do business or what to charge.

[Slidin240Wayz]

Why not? You guys are already doing well by leading by example and if you impleneted the rule you are practicing what you preach.

Carlos

[Farzam]

I see this two ways...

They can suggest it, but not enforce it, because if they enforced it, someone would be a pansy about it and go to x other site.

BUT

From my understanding you said it was illegal.

And i've seen moderators say "WE DO NOT CONDONE ILLEGAL ACTIVITIES" on this site and close out threads over people trying to help a criminal, scamming, heck even some idiot trying to sell a bong on here...

So why draw the line there?

But this may all be pish posh. I dunno.

I hope there could at least be a halfway point in this.

[phreze]

It sucks for buyers but it sucks for sellers. If you are just buying one part, you pay the 3% once. If your a seller you pay it over and over and it adds up. Have you ever been to a store that offers a discount for cash? It's because they are charged for processing credit cards so everything is priced with that factored in. So it's not like an additional fee just a discount for cash.

Paypal is greddy anyway, the only reason they say you can't do that is because they are affraid you might use someone who charges less, or nothing.

['90RPS13]

So whats the difference if you include the fee in the price or tack it on after the intial price of the part/item? Either way your still charging for it.

[Slidin240Wayz]

I understand but it is the principle behind the action.

What was the usual method of payment before paypal? Was there a fee then? Why should there be one now?

Please let me know if you find a credit card processing company that does not charge anything for transactions over the internet.

Carlos

['90RPS13]

^~~~Google Checkout!

[WeSellCarParts]

It is not against Paypal policy to charge an additional fee for their service..but if someone does a chargeback and paypal finds out you charge extra for using their service, they will immediately go in favor of the chargeback. We have never charged additional fees for the paypal service; it is built into our prices and no matter how you pay, you pay the same price.

As far as why people may do it? Well, maybe its a small incentive to send a money order or check; I really don't know. Paypal is the easiest thing to use and as long as seller uses its protections to the max, they are a rather good company...

[widegts]

WOW, thats good to know. Sorry in advance for the people who I charged fees to before..

I will stop ...thank you

[zero.counter]

WOW, thats good to know. Sorry in advance for the people who I charged fees to before..

I will stop ...thank you

Ditto, threadstarter, you will get a positive rep...even though mine are worthless. :keke:

[johngriff]

CC terminal fees and paypal are close to same, if your margins are that tight, GET OUT of the game.

[osus14]

I don't think its illegal for people to charge paypal fees. It is against paypal policy, paypal doesn't condone it, but doesn't mean its against the law. Because some banks charges you .25 cents for using the debit card system, or some shops have a 10 dollar minimum. Paypal fees are just like credit card fees, its part of doing business. But if you are just a private seller want to sell an item, and if the buyer insist only paying via paypal which I do, i don't mind paying the fee for extra protection.

[Edgar]

Some business make you pay CC fees as well, like you said before the pay pal fee isnt too far from that. I look at it this way, if you are getting a great deal on a product that is being sold for more anyways somewhere else, why not eat up the 3 extra bucks.

Zilvia cant tell anyone how to run their business and how to advertise on here that is just absurd. This is how Zilvia stays up and running, from funds that is coming from these advertisers, pissing them off wouldn't be a bright idea if I were running this forum.

If you don't like how a business if running their business, simply don't buy from them. Any online business has some sort of payment method in which they have to pay whatever kind of fee, look more deep into it EVERYONE charges you something to pay them. EVERYONE!