Survival Insurance

[s13gold]

who has them???or any cheap insurance
im 18 and my AAA insurance my premium is 1287....
with no accident and no tickets..damn damn damn...
do you guys know any other insurance companies..for cheap..
and im in southern california...
help me out....its like i bought another car...jeeeez.

[ALTRNTV]

Try esurance.com

Alot of people on here recommend that as well.

$50 a month for my 91 s13, just liability. I have no tickets or accidents. I've been driving for 6 years.

[Anto]

Progressive Direct

$700 a year ($70 a month) for a 93 coupe, full coverage ($500 deductable).
One accident on my record.
18 years old

[SochBAT]

Wow, insurance for you guys are cheap.

[irax]

it all depends on your zipcode and what color car you drive, and the displacement of the motor.

[rancid240]

I have tried three, most exp was AAA, esurance was cheap, but mercury's quote has been the cheapest. $400 or so a year for liability.

[HalveBlue]

USAA, if you qualify.

[hello]

i have esurance. i pay about $83 a month. no tickets or accidents. i 've been driving since i was 16. it's pretty much liability. i'm covered if the other person doesn't have insurance. getting a qoute from is realy fast! i have a 6 month coverage. if you pay the whole 6 months up front you'll save $20 i think. check it out!!!

[cdlong]

USAA rocks, $55 a month for full coverage on my s14.

[hello]

USAA rocks, $55 a month for full coverage on my s14.

holy moly!! what's their website??

[g6civcx]

it all depends on... what color car you drive...

In all my experience with car insurance underwriting, I have never seen this before.

Perhaps only some carriers consider colour.

[cdlong]

usaa.com, but USAA stands for United Service Automobile Association. 'Service' as in military service, you can only be a member if you are in the military, a dependant, or retired. it's almost worth joining the military just to be a part of this bank. their service is awesome and rates are cheap. all my finances are with them, accounts, credit card, insurance.

[hello]

i almost joined the air force..but i have asthma =(

In all my experience with car insurance underwriting, I have never seen this before.

Perhaps only some carriers consider colour.

my last insurance company asked for the color of my car...maybe some colors get into more accidents...i don't know.

[Jung918]

USAA banking for the win. But I hear they are pretty strict with the car insurance.

[HalveBlue]

Strict how?

In my experience USAA has been exceptional. They beat all the other insurance companies pricewise and they're customer service is awesome.

2 examples.

Somebody broke into my car and busted my driver's side window (and all they ended up stealing was my stereo remote, fuckers). Even though I didn't have comprehensive coverage within 3-4 hours they called me back and recommended some window repairers that came out to my apartment and fixed it that day for around $100. Not bad.

My friend hit a deer driving back from Park City and messed up his front end. He took it to the dealership to get an estimate. USAA approved the claim within 24 hours and his car was fixed within 3 or 4 days after that.

Plus, they're damn supportive of service members. And I get a check refund from them every year.

I <3 USAA.

[SochBAT]

Wow, thats good coverage.

INsurance Shopping!

[s13gold]

Progressive Direct

$700 a year ($70 a month) for a 93 coupe, full coverage ($500 deductable).
One accident on my record.
18 years old
that sounds goooood!
just like me..except i got no accidents..and i dont want full coverage...
if i wreck my 240..i'll just start another one.

[s13gold]

i almost joined the air force..but i have asthma =(



my last insurance company asked for the color of my car...maybe some colors get into more accidents...i don't know.
asthma....me too.

[Jung918]

I've just heard from people that if you have too many tickets or accidents on your record that they wont accept you.

[180sExy]

Progressive Direct
Progressive FTW! I have a suspended license an the court is making me hold a high risk insurance so since I’m not driving my car right now I just have basic liability its only 29 bucks!!! When I get my L’s back in March I’m getting full coverage and they told me it would be $45!

[unwed_transient]

usaa is great if you can get it.

i use state farm. but i'll be switching back to usaa here shortly.


i've heard very good things about farmers.

[Tricky1980]

well no one mentioned progressive but i pay 31$ a month now with them its been 3 years since accident and i only have 2 NON-moving violations(loud exhaust, tinted windows) so yeah.. thats liability on 95.. and i have a 97 cbr that is 27$ a month liability jsut for reference

jay

[s13gold]

Progressive FTW! I have a suspended license an the court is making me hold a high risk insurance so since I’m not driving my car right now I just have basic liability its only 29 bucks!!! When I get my L’s back in March I’m getting full coverage and they told me it would be $45!
wtf....thats a hella good assss price.....OMG

[s13gold]

man im doing all these online quotes...nothing is less expensive than what i have...they dont even do good student discounts...cmon now..esurance..progressive..im not getting the prices you guys are advertising at all...
not even close

[HalveBlue]

Yeah, because you're 18.

Insurance companies look at where you live (by zipcode), what age group you fall into, what gender you are, what kind of car you drive, and what your driving history is like.

If you're an 18 year old male, living and driving in a shitty part of town, driving a sports car, and have 1 or 2 moving violations under your belt, yeah, you're gonna get owned by the insurance company.

I don't know how many of those factors apply to you specifically, but it's something you should keep in mind.

Good Luck!

[s13gold]

Yeah, because you're 18.

Insurance companies look at where you live (by zipcode), what age group you fall into, what gender you are, what kind of car you drive, and what your driving history is like.

If you're an 18 year old male, living and driving in a shitty part of town, driving a sports car, and have 1 or 2 moving violations under your belt, yeah, you're gonna get owned by the insurance company.

I don't know how many of those factors apply to you specifically, but it's something you should keep in mind.

Good Luck!
thanks man...but im still loooking...haha
im sure there are teenage zilvians...post up ur insurance prices and help me out.